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| Shell Community Credit Union offers rates as low as 5.00% for as long as 60 months for customers who live or work in Madison County. |
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| Olin Community Credit Union offers rates as low as 5.50% for 60 months to customers who live or work in many counties north of I-270 (call for eligibility details). |
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| Credit Union Lending Systems offers rates as low as 5.50%. CULS uses several Credit Unions in the St. Louis area. Eligibility is determined by the zip code of where you live or work. |
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